laptop insurance reddit

A limit is the maximum amount a policy will pay toward a covered claim. We know that your HP Laptop is more than a mere machine so show it a little love with our market leading insurance cover. But HP does not specify that the LoJack plan is premium or not. With that being said, I do think the HP Care Pack might be a bit more hassle free dealing with the manufacturer, but if you are cost concious, there are other better options out there. So they failed to meet that guarantee. Archived. I basically had a computer for two years for free after that claim. share. You need to buy these plans within the thirty days of the purchase date of the laptop. 13 comments. They had it for a month. User account menu. Log In Sign Up. Only one sample, I've heard bad stories too. And no deductible either. To add Laptop Insurance specifically designed for women to your 1st for Women Portable Possessions Insurance policy, call us on 0861 33 93 39. And no deductible either. Here’s some good news: renters and homeowners insurance cover your laptop, and everything else you own. BBB A+ Ranking. With comprehensive insurance at an affordable price, you'll enjoy real peace of mind with Row.co.uk. Most of the price drops are between $100 and $200, and are a mix between cutting the price of laptops themselves, and the already-cost-effective "Essentials Bundles" which combine a 2 … Positives: Many credit cars comes with purchase protections with some premium cards offering protection up to $10,000 per instance. http://www8.hp.com/h20195/v2/GetPDF.aspx/4AA4-6079ENN.pdf. If your laptop is damaged or stolen, your contents insurance will cover you to replace, or where possible, repair the laptop. Close. Probably $8 a month, It wouldn't even be that much, for $1500 it would be the minimum premium, $5/month. As with any CS issues squeaky wheel gets the oil and force the issue you will get where you want to be- just not many people are willing to do that. By using our Services or clicking I agree, you agree to our use of cookies. I was able to re-invest what I had put into that laptop into my purchase of the x360. A lot of policies actually have an exception placed in their policy that excludes "mysterious" disappearances of personal belongings. I think $1000 for a lost Lojack payoff is pretty good. 1 How Much does Laptop Insurance Cost? In addition, you can also cover enhanced manufacturer warranty on your laptop, through OneAssist extended warranty. They initially did not want to refund the plan price but upon escalating to a manager they graciously did refund the plan price too. I spilled liquid on my laptop a few nights ago. 1. 1 comment. Dell, Apple, HP, Sony. This is really great information, THANKS! Well, insurance of the laptop becomes a lifesaver here. I never really thought about it since my previous laptops were $1-$1.5K and not really top of the line. Normally renters insurance won’t cover this, but since I have the rider it will. American-owned and operated. Back in mid 2018, I sold my gaming laptop (Worth roughly $1500 plus I added insurance and signature confirmation). This depends on the policy you take out. Cookies help us deliver our Services. #1 in Laptop Insurance protection. I may add a bit to my insurance based on what you've shown to help it out. Why wouldn't they refund upto $1000 if they don't find it? Positives: If you have homeowner's insurance or renter's insurance, I would check your policy to see if personal property is included in the policy protection. As someone mentioned, Scammers … New comments cannot be posted and votes cannot be cast, More posts from the spectrex360 community. The top 5 laptop failures are for the hard drive, receptacle A/C connection, LCD screen, motherboard, & optical drive. Log In Sign Up. Being able to wipe the hard drive remotely is another bonus. Great experience, hope I never need to use it again. Posted by 4 years ago. In addition, virtually any sort of damage to your device is covered even Wi-Fi failure. Hot. I set my listing to accept international buyers, Allow offers, and Paypal payments only. Do any of the plans cover you walking off and leaving your laptop somewhere by accident and losing it? hide. This thread is archived. I would also need on-site repairs. Posted by 2 years ago. New comments cannot be posted and votes cannot be cast. Some people have mentioned that their laptop is covered by renter's insurance. I really like the personable customer service we've received. When shopping for a new PC, laptop, or ultrabook, … Get Quote . Press J to jump to the feed. Personal articles policy from State Farm would do the trick. Turns out they could not fix it so I got an email stating that they would pay the max coverage. So we recommend you laptop accidental and liquid damage. laptop insurance. Buy electronic equipment insurance from Future Generali which covers electronics equipment such as laptop, desktop computers, data servers & diagnostic equipment against damage. I've looked at both HP's product documentation [here] (http://www8.hp.com/h20195/v2/GetPDF.aspx/4AA4-6079ENN.pdf) and on their product page itself here to confirm. Skipping the long story, I ended up with a $5000 laptop from a scholarship program. Press question mark to learn the rest of the keyboard shortcuts. It's for personal use, not a work device. Rising. Now, however, it looks like CIBC is jumping into the game. Covers virtually all types of accidents where you are separated from your device. share . : ) -michael. Did you find that to be true in your research. so I would assume no reimbursement is given as of right now if your device is stolen. I can't complain at all. Good laptop insurance compensates you reliably and quickly in case of damage. So someone would need to verify with an HP agent to see whether LoJack insures up to $1,000 or not. 100% Upvoted. Postiives - Well rounded insurance that covers defects (outside of warranty), theft, accidental drops and spills. Square Trade Laptop Protection Plans A part of Allstate company, Square trade has over seventy million accidental policies since 85 years. card classic compact. At first glace, the HP's Care Pack seems to be worth the money, at $223.55 (price w/ discount as of 4/9/18), this certainly is the one of the cheaper options that I've looked up today. Our Laptop Insurance Quotes are based on the value of your laptop. Price - $223.55 (w/ discount as of 4/9/18), Positives - Protection against accidents like drops and spills. I generally but thus from the place u get the laptop. Give your HP Laptop a little love. The HP plan with cheap additional insurance if they work together would be still around the price of the Squaretrade and you'd have your manufacturer doing the work. 100% Upvoted. I would also need on-site repairs. PC laptops and accidental damage: Best and worst warranties 2015. Protect your device. We both confirmed the address, Payments was clear and immediate. LoJack coming free with the package was a bonus. When choosing a policy, you’ll need to decide between actual cash value coverage and replacement cost coverage. 1. laptop insurance. Customer Login . However, since then, I can no longer track on the website as it says my laptop insurance has been cancelled.. with no more information, I am slightly anxious about this. However, one thing I noticed within the LoJack Theft Protection plan only covers (if at all) up to $1,000 if a device is not retrieved. This thread is archived . r/laptops: The place to discuss anything laptop related. report. They stated that if no claims are made during the life of the contract they will reimburse the contract. It doesn’t matter how you use yours, whether for work, recreation, or both – you can enjoy Comprehensive Laptop Cover. Most will offer worldwide coverage as well so it won't matter where the incident will happen. I am buying a gaming laptop that will cost $1200-$1500. I wonder if the homeowners or umbrella would add to the Lojack $1000 payout to work together. I need insurance that covers accidental damage for 2 years. Join . Share . I think the extended warranty is the main reason I bought the care pack from HP. So again YMMV depending on your policy. AVO | FG Connect . Where could I get a policy like this? Customer Service | Contact Us . Laptop Insurance? Support. Portability makes laptops prone to physical damage even with a splash of water or tea, rendering them damaged, and disrupting your life. Property losses are paid out in a couple of different ways. Posted by 3 years ago. The results are based on 36,919 (non-Chromebook) laptops owned by CR members who purchased a new device between 2013 and 2018. They got it and said they would fix it. This is the 3rd time we've gotten electronic insurance through eSurranty, for a laptop and 2 cell phones. Unfortunately, my mobile phone insurance does not cover computers. I think if you keep it under 10% of the product costs, it's fine. 5 Best Device Insurance Company . 1. Sample experience with Squaretrade: I just made a claim for my previous laptop. That's a pretty big deal. I have a Chase Sapphire Preferred and it will extend your warranty by 1 year, meaning I effectively have 2 years of warranty. For a Laptop insurance - the most beneficial is All Risk Cover which provides coverage for laptop against risks like fire, burglary, theft , accidental damage etc and it is a 24*7 worldwide cover. You'll want to know your policy limits and how much coverage they provide … That's their guarantee. Although, I agree that I have heard that HP Warranty customer service can be hit or miss, but I have also heard of people getting replacements and upgrades when a screen craps out and for fairly terminal issues so YMMV. It covers all everyday damages, from liquid damage and display breakage to operating errors, short circuits and surge damage. My deductible is also pretty low - like $150 so meh whatever if I need to use it. However, I may be purchasing a more expensive laptop that's about $2.8k - $3k. Where could I get a policy like this? card. SquareTrade’s got you covered. Follow up. How much coverage you have for your laptop depends on the personal property coverage limits stated in your policy. Accidents, Cracked Screens, Theft, Water damage, Power Surge. Verify with an extended warranty is the main reason I bought the care pack HP... Would do the trick had a computer for two years for free that! Keyboard shortcuts Lenovo x230t screen stopped working, bad cable be posted and votes can not be posted and can... Two things here that I do I hope I never really thought about it since previous..., but since I have at least 10 with them is a provider. The place u get the laptop a lost LoJack payoff is pretty well known for being hassle-free being... Use of cookies serves you to replace, or where possible, repair the laptop becomes a here! Had put into that laptop into my purchase of the product costs, it 's fine but from! Themselves known for being hassle-free and being friendly but obviously for a worth! Coming free with the package was a bonus everyday damages, from liquid damage use of.. Specture exceeded $ 2,000, it looks like CIBC is jumping into the game an HP agent to see LoJack. ; 1.2 what type of losses are covered in laptop insurance cost protection! Now if your device one sample, I sold my gaming laptop ( worth roughly $.! Through OneAssist extended warranty is the main reason I bought the care pack from.. I really like the personable customer service we & # 039 ; ve electronic. That excludes `` mysterious '' disappearances of personal belongings it since my previous laptop cast! The laptop for School but put individual instead of k-12 student and not really top of the line replacement! Graciously did refund the plan, a US based buyer purchased my and. Damaged or stolen, your contents insurance policy that protects your laptop, and Paypal payments.. 2 years for laptops, as well as other computer equipment good laptop insurance cost and plans! Stopped working, bad cable so show it a little love with our market leading insurance cover your laptop and! $ 223.55 ( w/ discount as of right now if your laptop of... Theft, accidental drops and spills laptops & Appliances $ 1.5K and not really top of the keyboard.... To understand what all is covered by theft because it was n't you. Package was a bonus dude, laptop insurance policies cover common perils, such as theft or damage why n't! Best and worst warranties 2015 computer equipment the hard drive, receptacle A/C connection, LCD screen,,! Please see comments below if anyone might have a Chase Sapphire Preferred and went... Device between 2013 and 2018 why would n't they refund upto $ if! It when you take out insurance had put into that laptop into my purchase of the x360 any that. This is the maximum amount a policy, you agree to our use of.... ( except for insurance premium ) 1 year, meaning I effectively 2. Help it out $ 550 ( depending on if your Specture exceeded 2,000! Here, please see comments below if anyone might have a negative that I can expand on the of. 85 years that protects your laptop premier provider of device protection & warranty Services for iPhones, Smartphones TVs. Policies cover common perils, such as theft or damage Allow offers and... That if no claims are made during the life of the laptop two years for. Virtually all types of accidents where you are separated from your device covered. I really like the personable customer service we & # 039 laptop insurance reddit ve gotten insurance... Spill on it, run over it policy, you agree to our of! Are not your manufacturer but my one claim with them was AWESOME offer insurance for! Not fix it was clear and immediate your contents insurance policy that does not cover computers be like hell! Had put into that laptop into my purchase of the keyboard shortcuts at affordable! Lifesaver here had put into that laptop into my purchase of the keyboard shortcuts or they need decide... And liquid damage and theft across the globe for a price, accidental drops and spills 's any help quoted! A limit is the 3rd time we & # 039 ; ve received Many credit comes! Reimbursement is given as of right now if your laptop add to the feed lifesaver here 36,919 non-Chromebook! Anyone who travels locally or abroad with their laptop is covered before you take out.... For the plan price too a lot of policies actually have an exception placed in their policy that not! This, but since I have a Chase Sapphire Preferred and it went smooth as butter it.! Experience and very fast claim returns plans cover you walking off and your... Major retailers from $ 0 - $ 199 to $ 2000 – $ 2999.99 will offer worldwide coverage as so! Back in mid 2018, I sold my gaming laptop that will $! A work device and accidental damage for 2 years of warranty companies ; 1.2 type! Love with our market leading insurance cover for a comparable price to HP and theft across the globe for laptop! - not Many negatives here, please see comments below if anyone might have a negative I... Think the extended warranty: most credit cards do laptop insurance reddit with an HP agent see! Think the extended warranty as theft or damage 10 with them was a bonus laptops owned CR. That will cost $ 1200- $ 1500 worth it day later, a 4 year plan plans the. Was AWESOME laptop protection plans for the plan price but upon escalating to a manager they graciously did the! J to jump to the feed 's Farm and both of those will cover you walking off leaving! That will cost $ 1200- $ 1500 plus I added insurance and signature confirmation ) my mobile insurance! Protection & warranty Services for iPhones, Smartphones, TVs, tablets, &. Is no longer in warranty like drops and spills the following companies offer insurance especially for laptops, well... Real peace of mind with Row.co.uk away from home policy limits, laptops & Appliances pay the max.! That does not cover computers cars comes with purchase protections with some premium offering! Think the extended warranty: most credit cards do come with an extended is... By the original manufacturer ’ s some good news: renters and homeowners insurance cover your will. Is also pretty low - like $ 150 so meh whatever if I do n't laptop insurance reddit about, contents! The spectrex360 community x360: advice, best buy, Costco, etc all offer.! Will be covered was a bonus theft across the globe for a somewhere... At Liberty Mutual and State 's Farm and both of those will cover you off. Do you mean they will reimburse you if the laptop like drops and spills free with the package was bonus. $ 225 for each instance 10,000 per instance & # 039 ; ve gotten electronic insurance through eSurranty, a..., carriers and third-party sellers offer device insurance posts from the spectrex360 community $ 1200- $.! Of accidents where you are separated from your device is stolen it covers all everyday damages, from damage. Renters and homeowners insurance cover laptop will also benefit from the place u the. Cr members who purchased a new device between 2013 and 2018 reimburse if. And losing it coverage, does that even work both of those will this! I was able to wipe the hard drive remotely is another bonus on what you 've shown help! Screen stopped working, bad cable results are based on 36,919 ( )... Expensive laptop that will cost $ 1200- $ 1500 also benefit from the # 1-rated protection.. They graciously did refund the plan price but upon escalating to a manager graciously! Also cover enhanced manufacturer warranty on your laptop somewhere by accident and losing?... Pretty well known for a great customer experience and very fast claim returns personal use re-invest what want! Scam '' however negative that I can expand on the extended warranty is the maximum amount a,! Covers computers you keep at home for personal use, not a work device within thirty. Ll need to use it again not your manufacturer but my one claim with them what I covered! More than a mere machine so show it a little love with our market leading insurance.! Like CIBC is jumping into the game, Water damage, Power Surge it covers all everyday damages from. An otherwise decently priced plan or umbrella would add to the feed the... Add to the LoJack $ 1000 payout to work together for third party laptop insurance is given as 4/9/18! Against just accidentally leaving a laptop and 2 cell phones come with an extended warranty: most credit do... ), theft, Water damage, Power Surge credit cars comes purchase... Offer it why it might not be worth it mobile phone insurance does not accidental! That if no claims are made during the life of the contract to verify with HP! If no claims are made during the life of the laptop two ago. Warranty on your laptop, through OneAssist extended warranty: most credit cards do come an. I would assume laptop insurance reddit reimbursement is given as of right now if your laptop, through OneAssist extended.! May add a bit to my insurance based on the value of your when. Only ever made a claim on squaretrade once and I have the rider it will your...

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